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Intellectual Property

Copyright Infringement Pitfalls in the Online Arena

Sanford Warren | October 1, 2000

There is a tendency to assume that something acquired for free is public domain, particularly as respects material on the internet. This can be a very costly assumption. Discover the copyright pitfalls and learn how to avoid them.

Additional Insured Issues

What Does an Additional Insured Endorsement Cover? (Part II Manuscript Endorsements)

Joseph Postel | October 1, 2000

If your contract doesn't specify what type of additional insured (AI) coverage is required, it is quite possible that a very restrictive manuscript endorsement will be used. If ISO standard (or broader) AI coverage is desired, it should be specified in the contract. Learn about manuscript AI endorsements, their pitfalls, and how courts have interpreted -- and refused to interpret -- them.

Construction Safety

Substance Abuse

Ron Prichard | October 1, 2000

Drug use is a pervasive problem in America, particularly in the construction industry. The economic and human costs are high, and the benefits to be gained through prevention are both tangible and significant. Learn about detection, testing, prevention, and employee assisted programs in this informative article.

Wrap-Up Programs

The Super Wrap-Up Administrator

Richard Resnick | October 1, 2000

The job of the wrap-up administrator is a super-human one. This article breaks down the myriad of wrap-up administrative responsibilities by project phases, explaining what tasks are performed in each.

Political Risk

Defining "Political Risk"

Daniel Wagner | October 1, 2000

Political risks in international business, stemming from government actions and political instability, can affect a firm's value. Effective management involves assessing firm-specific and country-level risks, building strong local relationships, and using tools like political risk insurance. Daniel Wagner discusses.

Healthcare Professional Liability Insurance

Basic Issues in Your Hospital Professional Liability Form

Bonnie Boone | September 30, 2000

Renewing or moving a hospital professional liability insurance program is a complex process. Bonnie Boone explains.

Property Insurance

The New ISO Commercial Crime Program Hits the Streets

Linda Robinson | September 1, 2000

The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.

Property Insurance

"Physical Damage" in the First-Party Property Policy—A New Definition Coming?

Douglas Berry | September 1, 2000

Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.

Design and Professional Liability

AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"

Kenneth Slavens | September 1, 2000

The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.

Environmental

Lenders and Environmental Liability

John Hannah | September 1, 2000

Unknown environmental problems are a far greater source of loss to lenders than fire, vandalism, theft, or title risks. This article examines the importance of environmental liability for all financial institutions and investors that hold or invest in loans where real estate is used as collateral

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