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Expert Commentary


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Continuous Performance Improvement

Deming's Deadly Diseases: Obstacles To Avoid So Deming's 14 Points Will Work for You

John Pryor | October 1, 2009

John Pryor lists obstacles to avoid so that Dr. W. Edwards Deming's theory of management will work for you.

Construction Defect Coverage

CGL Exclusions May Impact Coverage for Occurrences Involving Defective Work

Patrick Wielinski | October 1, 2009

Pat Wielinski relates a case finding no coverage for claims solely for economic loss due to faulty workmanship.

Personal Lines Claims

"Green" Building Claim Implications

Elise Farnham | October 1, 2009

Green construction has significance for loss adjusters even when their insurer does not issue green policies. Elise Farnham explains.

Property Insurance

First-Party Insurance for Cyber Risks

William Austin | October 1, 2009

Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin

Claims Practices

Breach of Contractor's Warranty Defeats Coverage

Barry Zalma | October 1, 2009

To succeed in an insurance claim, be sure to obtain insurance certificates as required. Barry Zalma explains.

Liability Insurance

OCP Liability versus Additional Insured Coverage

Craig Stanovich | October 1, 2009

Whether OCP or additional insured coverage is preferable depends on many factors, per Craig Stanovich.

Current Trends and Issues

Underwriting and Claims: Time to Become Friends?

Tim Ryles | October 1, 2009

Citing commentary and legal developments, Dr. Tim Ryles says the failure to coordinate between underwriting and claims increases risk.

Captives

Claims and the Captive

Michael R. Mead | October 1, 2009

Can a captive deny its owner's claim? Certainly, per Michael Mead, and risk managers need to be prepared.

Maritime Law

Supreme Court Declares Punitive Damages Available for Maintenance and Cure Claim

Michael Orlando | September 12, 2009

Michael Orlando relates a ground-breaking decision in maritime law finding punitive damages are available for a maintenance and cure claim.

Time Element

Property and Casualty Insurance—To Repair or Replace

Paul Haynes | September 1, 2009

Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.