Expert Commentary

Latest Articles

Tech

Developing a Successful GenAI Strategy for Insurers

Paul Moxon | June 20, 2025

Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.

Actuarial

Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing

Gordon Thompson | June 6, 2025

Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.

Design and Professional Liability

Contractual Indemnification Suit Not Barred by Statute of Repose

Kenneth Slavens | June 6, 2025

Kenneth Slavens discusses a 2025 Massachusetts case involving a university, an architect, and a tort claim for design and construction defects.

Courts and Coverage

Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling

Jes Alexander | May 30, 2025

The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

John E Putnam | May 30, 2025

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Design and Professional Liability

No Immunity for Design Professional for Poor Highway Design

Kenneth Slavens | May 23, 2025

Ken Slavens relates a case holding that governmental approval does not eliminate the duty to exercise professional care.

Valuation of Insurance Organizations

2024 Insurance Year in Review and 2025 Developments

Todd Fries | May 23, 2025

Beneath the financial gains achieved in 2024 lies a rapidly transforming risk landscape in 2025. Todd Fries provides a synopsis of financial performance by line and role.