Expert Commentary

Defense and Settlement

Texas Supreme Court Holds Insurer Not Liable under Stowers

Lyndon Bittle | May 7, 2021

The insured's liability must be in excess of policy limits but can arise from a judgment or settlement. Lyndon Bittle relates the case.

Subcontractor Performance Risk

Managing Construction Cost Escalation

Cheri Hanes | May 7, 2021

In the wake of COVID-19 and bad weather, contractors and subcontractors need to communicate, reassess, and collaborate. Cheri Hanes explains.

Risk Mgmt. and Ins. Higher Education Scene

The Value of a Mentoring Program

Brenda Powell Wells | May 7, 2021

The Value of a Mentoring Program—Dr. Brenda Wells looks back at the mentors that served her well and advises companies to formulate mentoring plans.

Liability Insurance

The CGL Pollution Exclusion

Craig Stanovich | May 7, 2021

The current ISO CGL policy provides little pollution coverage. Craig Stanovich discusses the history and intricacies of the coverage.

Workers Compensation Issues

How Societal Views Impact Liability Costs

Mark Walls, Kimberly George | May 1, 2021

Mark Walls and Kimberly George discuss jury trials and awards, bad faith, litigation funding, and legislative solutions.

Leadership at All Levels

Solving Gender Equity, One Mind, One Thought at a Time

Tricia Kagerer | April 23, 2021

Looking back and looking forward, Tricia Kagerer explains the importance of surmounting prohibition, inhibition, and bias.

Claims Practices

Insurance Fraud by Agent Is Fraud by Insured

Barry Zalma | April 23, 2021

A false home loss estimate by a "consultant" that is adopted by an insured is fraud. Barry Zalma relates the case.

Workers Compensation Issues

COVID-19 Is Not an Occupational Disease

Mark Walls, Kimberly George | April 9, 2021

To cover COVID, new state laws ignore the designed purpose of workers compensation insurance. Mark Walls explains.

Valuation of Insurance Organizations

2020 Insurance Year in Review and the Impact of COVID-19

Todd Fries | April 9, 2021

The industry was obviously hurt. Todd Fries looks at the numbers and makes predictions.

When a Who Is Actually a What: Properly Insuring Residences Owned by a Trust, LLC, or Other Entity

Timothy O'Brien | April 9, 2021

Tim O'Brien and Kimberly A. Lucarelli provide guidance on the issues to consider to cover all parties with an insurable interest in an entity-owned residential property.