Expert Commentary

Latest Articles

Surety

Protecting the Balance Sheet

Rolf Neuschaefer | July 1, 2002

An uninsured loss drains cash, the lifeblood of any business, and erodes net worth. Rolf Neuschaefer explains what surety underwriters are looking for from their principals in the current market.

Additional Insured Issues

Is Additional Insured Coverage Becoming Just an Illusion?

Joseph Postel | July 1, 2002

Joe Postel looks at the recent Illinois Appellate Court decision, National Union v R. Olson Constr., and at the judicial confusion over additional insured endorsements that exclude the additional insured's own negligence.

Design and Professional Liability

The Design Professional's Statute of Repose: Stumbling Blocks to the Defense of Torts and Contractual Indemnity Claims

Kenneth Slavens | July 1, 2002

Ken Slavens examines the case of Jordan v. Sandwell, Inc. , highlighting the problems that design professionals may encounter when the statute of repose is raised as a defense.

Environmental

A Mold Prevention Program

Jeff Slivka | July 1, 2002

Mold has become such a nightmare for owners, contractors, suppliers, everyone, that if you haven't developed a prevention program, you probably will. Jeff Slivka provides a brief outline of what a mold prevention program may look like.

Political Risk

Political Risk Insurance in Asia: Who Purchases It, Where, and Why

Daniel Wagner | July 1, 2002

In Asia, political risk insurance (PRI) purchases are primarily driven by banks' lending requirements, which are influenced by their internal risk management and credit policies. While investors also consider PRI, it is often in response to specific political events, with banks playing a key role in determining the need for coverage. Daniel Wagner discusses.

Catastrophe Risk Management

Optimizing the Management of Natural Disaster Exposure

Rick Clinton | June 1, 2002

Many companies feel their approach to managing their overall aggregate exposure to natural disasters is deficient. Rick Clinton examines some software and consulting options for handling the earthquake exposure.

Workers Compensation Issues

The Ergonomics Regulation Roller Coaster

Christine Fuge | June 1, 2002

Explore the evolution of OSHA's ergonomic regulations and understand the impact on workplace safety and legislation with this in-depth analysis.

Terrorism Risk Management and Insurance

Terrorism Insurance Coverage for Commercial Property—A Status Report

Jack Gibson | June 1, 2002

Based on interviews with underwriters, agents, brokers, and risk managers, IRMI President Jack Gibson examines the current state of the market for terrorism coverage in property insurance.