Expert Commentary
Latest Articles
Courts and Coverage
"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle
Brent Cooper | November 1, 2004
Brent Cooper and Dana Harbin look at court rulings on the issue of whether personal injury protection coverage applies when non-collision injury occurs, but the vehicle is somehow involved.
Surety
Unraveling Letters of Credit
Marilyn Klinger | November 1, 2004
Marilyn Klinger attempts to unravel the various different titles placed on letters of credit, emphasizing that it is the language that is the crux of any letter of credit.
Personal Lines Claims
Adjusting Residential House Fires
George Epps | October 9, 2004
Adjusting a house fire is a difficult endeavor under the best of circumstances. George Epps looks at fire claims where the coverage is on an actual cash value basis.
Environmental
Homeowners Policy Unambiguously Excluded Coverage for Mold
Kent Holland | October 1, 2004
Kent Holland examines a recent New Jersey court case ruling that mold was not covered as an ensuing loss due to vandalism.
Mediation
When Mediators Cross the Line
Jeff Kichaven | October 1, 2004
Mediators can sometimes cross the line when they commandeer the lawyer's role as well as the mediator's role. Jeff Kichaven discusses the avoidable mistakes of the mediator and advocate.
Internal Controls
Internal Control and Leaking Profits
Matthew Leitch | October 1, 2004
Lost money is lost profit. Using the telecommunications industry as an example, Matthew Leitch explains how to find the leaks and plug draining revenues.
Workplace Violence Prevention
Deadly Terminations … and How To Avoid Them
James Madero | October 1, 2004
Dr. James Madero examines the team approach versus the hindsight approach to workplace violence prevention when terminating potentially dangerous employees.
Captives
Taking a Closer Look at Captive Costs
Michael R. Mead | October 1, 2004
Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.
Market Practices
Medical Malpractice: Things To Consider
Peter Polstein | October 1, 2004
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 3)
Joseph Postel | October 1, 2004
In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.
Courts and Coverage
"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle
Brent Cooper | November 1, 2004
Environmental
Homeowners Policy Unambiguously Excluded Coverage for Mold
Kent Holland | October 1, 2004
Workplace Violence Prevention
Deadly Terminations … and How To Avoid Them
James Madero | October 1, 2004
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 3)
Joseph Postel | October 1, 2004