Expert Commentary
Latest Articles
Employment Practices
How Companies Are Bracing for EEOC Class Action Initiative Goals
Paul Siegel | February 1, 2007
With the government stating its intent to address systemic workplace discrimination, employers should consider preventive practices. Paul Siegel explains.
Healthcare Professional Liability Insurance
Medical Malpractice: The High Cost of Meritless Claims
Charles Kolodkin | January 13, 2007
Charles Kolodkin and Paul Greve examine a study by the Harvard School of Public Health and the conclusions that may be surmised from the data.
Environmental
Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water
Kent Holland | January 1, 2007
Kent Holland relates a Texas case holding no coverage for an excluded category of loss that follows from a covered loss.
Continuous Performance Improvement
Deming's Point #12 as Applied to the Insurance Industry
John Pryor | January 1, 2007
John Pryor examines Deming's admonition along with industry icon and role model Bernard J. Daenzer.
Wrap-Up Programs
Wrap-Ups and the Issue of Collateral—Part 1
Richard Resnick | January 1, 2007
Rich Resnick looks at some technical issues regarding what collateral is and the reasoning behind why underwriters require it.
Current Trends and Issues
Insurance Agent Liability in Katrina Litigation
Tim Ryles | January 1, 2007
Dr. Tim Ryles looks at standards applicable to agent liability, particularly as respects advice given on flood insurance and Katrina.
Liability Insurance
No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1
Craig Stanovich | January 1, 2007
Craig Stanovich examines Coverage B of the CGL. Part 2 will discuss applicable exclusions.
Environmental
Naturally Occurring Hazards: They Can Be "Hazardous" to Your Contractors Pollution Liability Coverage
Jeff Slivka | January 1, 2007
Buying a CPL policy is a very sound alternative for financing environmental loss, but there are pitfalls. Jeff Slivka explains.
Claims Practices
Insurance Fraud Fails in L.A. Superior Court
Barry Zalma | January 1, 2007
Barry Zalma relates the importance of insurer preparation, a thorough investigation, and use of competent counsel when facing a potentially fraudulent claim.
Ethics
Is Accident Forgiveness Ethical?
George Head | December 1, 2006
Dr. George Head discusses how accident forgiveness violates fundamental insurance principles to the detriment of all.
Employment Practices
How Companies Are Bracing for EEOC Class Action Initiative Goals
Paul Siegel | February 1, 2007
Healthcare Professional Liability Insurance
Medical Malpractice: The High Cost of Meritless Claims
Charles Kolodkin | January 13, 2007
Environmental
Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water
Kent Holland | January 1, 2007
Continuous Performance Improvement
Deming's Point #12 as Applied to the Insurance Industry
John Pryor | January 1, 2007
Current Trends and Issues
Insurance Agent Liability in Katrina Litigation
Tim Ryles | January 1, 2007
Liability Insurance
No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1
Craig Stanovich | January 1, 2007
Environmental
Naturally Occurring Hazards: They Can Be "Hazardous" to Your Contractors Pollution Liability Coverage
Jeff Slivka | January 1, 2007