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Reinsurance

Keeping the Information Flowing: Loss Notice and Reporting Clauses in Reinsurance Contracts

Larry Schiffer | February 1, 2008

Larry Schiffer discusses these clauses and some of the ramifications that flow from the obligation to report and provide notice of claims.

Construction Safety

Enterprise Safety Management: Creating a Framework

Peter Furst | January 19, 2008

Peter Furst looks at the safety procedures, people focus, operational focus, and organizational systems necessary to ensure an injury-free workplace.

Corporate Fraud Prevention

Importance of a Strong Fraud Policy

Scott Langlinais | January 1, 2008

Scott Langlinais advises firms to adopt, reiterate frequently, enforce, and reevaluate their codes of conduct.

Internal Controls

Efficient Samples for Control and Audit

Matthew Leitch | January 1, 2008

Matthew Leitch explains how the logic and calculations required for the Bayes's Rule approach are surprisingly simple, intuitive, and practical.

Courts and Coverage

Trigger Theories in Homeowners Insurance

Brent Cooper | January 1, 2008

Brent Cooper relates a case showing the difficulty of applying trigger theories in progressive or continuous property damage claims.

Environmental

Common Law Exceptions to the 1973 "Owned Property" Exclusion

Richard Scislowski | January 1, 2008

Courts poked so many holes in the exclusion that it hardly excluded anything. Rich Scislowski explains the ISO solutions.

Liability Insurance

Raising the Bar—The Liquor Liability Exclusion in the CGL

Craig Stanovich | January 1, 2008

Craig Stanovich explains why assuming that liability insurance will respond to claims due to the serving or furnishing of alcohol is a mistake.

Claims Practices

Required Insurance Training and Continuing Education

Barry Zalma | January 1, 2008

With constant regulation changes, Barry Zalma says best practices mandate yearlong education.

Personal Lines Insurance

Demystifying Auto Rental Insurance

Mike McCracken | December 8, 2007

IRMI's Mike McCracken examines rental car coverage provided by the personal auto policy (PAP) and compares what some rental companies offer.

Enterprise Risk Management

Risk Management's Chief Audit Executive

Mark Layton | December 1, 2007

Mark Layton and Terry Hisey explain that a risk intelligent firm recognizes both rewarded and unrewarded risks, and is savvy about the risks it takes.

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