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Expert Commentary


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Current Trends and Issues

Fraud and Abuse or Abuse of Fraud: Do Insurance Antifraud Laws Tip the Scales against Insureds?

Tim Ryles | February 1, 2009

Tim Ryles explains that the rise in antifraud laws raises questions about the impact on the insurer-insured relationship and the regulatory process itself.

Claims Management

Workers Compensation Reserves—Dollars and Sense

February 1, 2009

William Quinn explains how improper loss reserving can affect insurers and employers, and should be monitored closely.

Employment Practices

Should Employers "Google" Applicants?

Paul Siegel | February 1, 2009

Paul Siegel summarizes the advantages and disadvantages of using Internet resources to gather information on job applicants.

Intellectual Property

Transfer of Venue in the Eastern District of Texas

Sanford Warren | February 1, 2009

Sanford Warren shows that most judges there have placed a premium on the plaintiff's choice of forum in deciding motions to transfer.

Maritime Law

Choice-of-Law Clauses in Marine Cargo Insurance Policy

Michael Orlando | January 10, 2009

Michael Orlando explains that U.S. courts are generally enforcing choice-of-law clauses.

Personal Lines Claims

Avoiding Bad Faith Allegations in Excess Loss Situations

Elise Farnham | January 1, 2009

Elise Farnham discusses steps claim professionals can take to avoid bad faith situations and minimize damage if they encounter them.

Corporate Fraud Prevention

Corporate Fraud: Acceptable Limits

Scott Langlinais | January 1, 2009

Scott Langlinais describes the three factors that determine whether fraud has stretched beyond acceptable limits: its amount, its nature, and its duration.

Continuous Performance Improvement

Deming's Point #14 as Applied to the Insurance Industry

John Pryor | January 1, 2009

John Pryor outlines W. Edwards Deming's Point 14: start as soon as possible; have everyone participate; strive for quality.

Property Insurance

Concerns and Resolutions for Property Risk Management in 2009

William Austin | January 1, 2009

William Austin says risk managers need to take stock of risks and exposures in their organizations.

Courts and Coverage

Underinsured Motorist Insurance: Prerequisites before Coverage Applied

Brent Cooper | January 1, 2009

Brent Cooper relates a Texas decision showing a further entrenchment in the plain-and-ordinary meaning test.