Expert Commentary
Latest Articles
Risk and Insurance History
The History of Proximate Causation
Richard Scislowski | July 1, 2011
Sir Francis Bacon, Sir Isaac Newton, and Aristotle can provide guidance on how courts have viewed causation under first-party property policies.
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
Jack Hungelmann | June 11, 2011
Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
Doug Talley shows how a policyholder can prove the policy language of a missing policy using standard industry forms.
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.
Intellectual Property
Copyright Infringement Risks Associated with Using Social Media
Sanford Warren | June 1, 2011
There are risks associated with distributing content via social platforms. Sanford Warren discusses how to mitigate them.
Valuation of Insurance Organizations
Impact of Hard Market Expectations on Agency and Broker Value
Jeff Balcombe | May 13, 2011
Economic factors can reveal the current and future potential of valuations of insurance agencies and brokers, per Jeff Balcombe.
What's in a Loss Ratio? More Than Meets the Eye!
Donald Riggin | May 1, 2011
What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.
Time Element
Supply Chain Exposures—What It Means to a Risk Manager
William Austin | May 1, 2011
Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.
Construction Safety
The Importance of Influence
Peter Furst | May 1, 2011
A big part of construction safety is influencing others for the good of the project. Peter Furst describes the basic human tendencies that come into play.
Personal Risk Management
Managing the Risks of Groundwater Damage
Jack Hungelmann | May 1, 2011
April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
Jack Hungelmann | June 11, 2011
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
Intellectual Property
Copyright Infringement Risks Associated with Using Social Media
Sanford Warren | June 1, 2011
Valuation of Insurance Organizations
Impact of Hard Market Expectations on Agency and Broker Value
Jeff Balcombe | May 13, 2011
