Expert Commentary

Disability and Disability Insurance

Industry Best Practices in Benefits Integration

Marcia Carruthers | May 1, 2014

Marcia Carruthers shows how focusing on enhanced integration will help you achieve your risk and benefits goals.

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 3

Brent Cooper | April 26, 2014

Brent Cooper discusses who has the burden of proof to prove an exception to an exclusion and to show that the person claiming coverage is insured.

Intellectual Property

Texas Adopts the Uniform Trade Secrets Act

Sanford Warren | April 1, 2014

Sanford Warren says that this law provides more certainty to businesses, while bolstering trade secret protection.

Liability Insurance

The CGL and the Professional Liability Exclusion

Craig Stanovich | April 1, 2014

Craig Stanovich explains CG 22 79 and CG 22 80, and provides illustrations of their application.

The Myth of Risk Management

Donald Riggin | April 1, 2014

While it is impossible to manage risk, Don Riggin opines that it is possible—and necessary—to finance it.

Leadership at All Levels

Setting Priorities as a Time Management Tool

Lisa Harrington | April 1, 2014

Managing your commitments in terms of deadlines and priority can make you more effective Lisa Harrington explains.

Environmental

Building Owner Not Barred by "Waiver of Subrogation" Clause from Seeking Damages against Contractors for Diesel Leak Harming "Nonwork" Property

Kent Holland | April 1, 2014

An AIA waiver of subrogation does not limit the owner's right to seek recovery for contractors' damage to non-work. Kent Holland relates a recent case.

Market Practices

Looking at HOA Risks

Peter Polstein | April 1, 2014

Pete Polstein looks at home owners' association and master association entity risks.

Environmental

Chemical Spill in West Virginia: Where Does Liability Stop When Contamination Rolls Downhill?

Rodney Taylor | March 28, 2014

While interesting to understand how it happened, Rod Taylor explains that learning why it occurred and the lessons are more important.

Reinsurance

What Does "Written as Such" Really Mean?

Larry Schiffer | March 14, 2014

Larry Schiffer explains the importance of achieving greater clarity in reinsurance contract wording to reduce the potential for disputes.