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Home Articles Expert Commentary

Expert Commentary

Latest Articles

Construction Safety

Normalization of Performance Deviations

Peter Furst | August 1, 2014

"To diligently guard against accepting lower standards as the norm, you need a culture where people do the "right" thing every time, Peter Furst says".

Property Insurance

Builders Risk Policies: Are You Really Covered?

Jay Levin | August 1, 2014

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

U.S. Insurance Market Update

RIMS Survey Shows Rising Cost of Risk

August 1, 2014

The fourth quarter RIMS Benchmark Survey™ shows sharply falling D&O liability average premiums leading the insurance market down.

Catastrophe Risk Management

Insurance Considerations in Operational Resilience

Christopher Brophy | August 1, 2014

Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.

Cyber and Privacy Risk and Insurance

Changes in State Breach Notification Laws

Melissa Krasnow | August 1, 2014

As data breaches occur, notification laws are being amended or enacted. Melissa Krasnow elaborates.

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 4

Brent Cooper | July 19, 2014

Brent Cooper looks at who has the burden of proof to show that a claim falls within the policy period.

Environmental

Contractors Environmental Liability Insurance: Claims-Made versus Occurrence

David Dybdahl | July 1, 2014

There is much debate over the best trigger for contractors environmental liability insurance. David Dybdahl clears up the confusion.

Captives

Captives: Renting versus Owning—The Debate Continues

Donald Riggin | July 1, 2014

Don Riggin looks at the pros and cons of each, particularly the tax deductibility of premiums.

Continuous Performance Improvement

Why Risk Management and Quality Management Must Converge

John Pryor | June 14, 2014

John Pryor explores the potential benefits of integrating quality management tools and principles into traditional risk management practices, emphasizing the importance of cross-functional communication and collaboration to improve efficiency, reduce costs, and enhance organizational performance.

Construction Defect Coverage

Construction Defect and Occurrence: Still Crazy after All These Years

Patrick Wielinski | June 1, 2014

Explore the evolving landscape of occurrence-based CGL policies through a comprehensive review of recent court opinions and their implications for construction defect claims.