Expert Commentary

Personal Risk Management

Insurance Loss Control and the Hippocratic Oath

Paul Farrell | January 22, 2016

Paul Farrell extrapolates on the distinctive roles of the loss control professional—as coach, inspector, auditor, and consultant.

Agricultural Insurance

When Farming and Entertainment Meet, It Ain't "Farming"

Casey Roberts | January 22, 2016

Farms aren't just for farming any more. Casey Roberts examines the risks to the farm owner.

Claims Practices

Invest in Claims Training: Ignorance Can Be Cured

Barry Zalma | January 15, 2016

Barry Zalma believes the demise of formal training for claims adjusters has cost insurers dearly and advocates for its return.

Home Mechanical and Electrical System Failures

Timothy O'Brien | December 11, 2015

Typically not covered under homeowners policies, Tim O'Brien reviews the significant coverage gap presented by these systems.

Reinsurance

Clash Cover and Bad Faith

Larry Schiffer | December 11, 2015

In reinsurance, this coverage can insure judgments in excess of the ceding insurer's policy limits. Larry Schiffer explains.

Construction Safety

Employee Attitudes and Accidents

Peter Furst | December 4, 2015

While organizations expect their workers to perform in a safe manner, Peter Furst explains why they may not.

Additional Insured Issues

Misapplication of the Employers Liability Exclusion in CGL Policies: Precluding Coverage for Nonemployer Insureds (Part 2)

Gregory Podolak | December 4, 2015

Coverage often turns on a single word. Gregory Podolak relates two recent New York cases.

Builders Risk Insurance

Builders Risk: Needed Changes to AIA General Conditions

Steven Coombs | November 20, 2015

Steven Coombs outlines his recommended changes for the next revision of AIA model construction contracts.

Captives

Self-Insuring Directors and Officers Liability: Commercial Insurance versus Indemnification Trust

Donald Riggin | November 20, 2015

Donald Riggin compares D&O insurance procured in the commercial markets and the use of an indemnification trust.

Valuation of Insurance Organizations

Trends in the Valuation of Health Insurers: 2015

Jeff Balcombe | November 6, 2015

Jeff Balcombe considers how current economic, demographic, regulatory, and market trends will impact the value of health insurance companies.