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Expert Commentary


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Cyber and Privacy Risk and Insurance

Changes in State Breach Notification Laws

Melissa Krasnow | August 1, 2014

As data breaches occur, notification laws are being amended or enacted. Melissa Krasnow elaborates.

Employee Hiring, Development, and Retention

Best Practices for Delegating

Mike Poskey | August 1, 2014

"Delegating" is entrusting another person with a task or responsibility. Mike Poskey discusses.

Construction Safety

Normalization of Performance Deviations

Peter Furst | August 1, 2014

"To diligently guard against accepting lower standards as the norm, you need a culture where people do the "right" thing every time, Peter Furst says".

Leadership at All Levels

Inspiring Passion in the Insurance Industry

Lisa Harrington | August 1, 2014

Even those in the industry may view insurance as "boring." Lisa Harrington describes ways to promote the industry and make it interesting.

Property Insurance

Builders Risk Policies: Are You Really Covered?

Jay Levin | August 1, 2014

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

Disability and Disability Insurance

Return-to-Work Best Practices

Marcia Carruthers | August 1, 2014

Marcia Carruthers examines RTW programs, what they are, their importance, development, elements, and goals.

Catastrophe Risk Management

Insurance Considerations in Operational Resilience

Christopher Brophy | August 1, 2014

Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 4

Brent Cooper | July 19, 2014

Brent Cooper looks at who has the burden of proof to show that a claim falls within the policy period.

Environmental

Contractors Environmental Liability Insurance: Claims-Made versus Occurrence

David Dybdahl | July 1, 2014

There is much debate over the best trigger for contractors environmental liability insurance. David Dybdahl clears up the confusion.

Captives

Captives: Renting versus Owning—The Debate Continues

Donald Riggin | July 1, 2014

Don Riggin looks at the pros and cons of each, particularly the tax deductibility of premiums.