Category Focus
Claims, Case Law, Legal

Commercial Auto

Commercial Liability

Commercial Property

COVID-19

MultiLine

Personal Lines and Small Business
Risk Financing and Captives

Risk Management

Specialty Lines

Workers Compensation

White Papers

Free Articles

Videos
Industry Focus
Agribusiness Industry

Construction Industry

Energy Industry
Transportation Industry

Insurance Industry
Conferences
Agribusiness Conference

Construction Risk Conference

Energy Risk and Insurance Conference
Transportation Risk Conference

Sessions On Demand
Insurance Education
Certifications

Agribusiness and Farm Insurance Specialist

Construction Risk and Insurance Specialist

Energy Risk and Insurance Specialist

Management Liability Insurance Specialist
Manufacturing Risk and Insurance Specialist

Transportation Risk and Insurance Professional

Continuing Education

Insurance Industry Training

IRMI Webinars
Subscribe
Plans and Pricing

Catalog

Request a Demo

IRMI Tutorials

Product Updates

Enterprise Subscriptions
Free Newsletters

White Papers

Product Tour

Podcast

How-To Videos
About IRMI
Our Mission

Our Story

Our Team

Our Brands
Press Releases

Careers

Contact Us

Advertise
Glossary
Terms
Acronyms
Membership
IRMI Webinars

Newsletters
White Papers

Join for Free

Home Articles Expert Commentary

Expert Commentary

Latest Articles

Claims Practices

Portable Storage Extension Held to Limit Coverage for Fire Loss

Barry Zalma | April 24, 2026

Barry Zalma relates a New York case holding that the loss to the plaintiffs' inventory was not covered under the businessowners policy.

Risk Management

Solving for the Wrong Problem: Leadership, Not Just Hazards

Justin Morrow | April 10, 2026

Conducting a thorough inspection and creating an environment where workers can raise concerns without being asked are not the same function. Justin Morrow explains.

Risk Mgmt. and Ins. Higher Education Scene

Risk Management Professionals Must Break the Criticism Cycle

Brenda Powell Wells | April 10, 2026

By stopping the bashing of the latest generation and embracing change, we ensure that the profession remains vibrant and vital, per Brenda Powell Wells.

Personal Risk Management

Protecting Families from Evolving Cyber Risks

Timothy O'Brien | April 10, 2026

Timothy O'Brien examines the problems and approaches that individuals and their insurance advisers should consider to protect themselves.

Workers Compensation Issues

Navigating the Surge in Worker-on-Worker Assault Claims

Beth Young | April 10, 2026

Beth Young says it is imperative that we encourage employers to shift from a "slip-and-fall" safety mentality to proactive management of human conflict.

Cyber and Privacy Risk and Insurance

Rhode Island Privacy Law: Commercial Websites or Internet Service Providers

Melissa Krasnow | April 3, 2026

This Act became effective in 2026. Melissa Krasnow provides pertinent details.

Reinsurance

Reinsurance Contract Drafting 101—Plain English

Larry Schiffer | April 3, 2026

Larry Schiffer discusses why drafting reinsurance contracts in clear and concise language is the right way to go.

Construction Safety

Rely on Generally Accepted Construction Practices—Not OSHA

TJ Lyons | March 27, 2026

TJ Lyons recommends getting well ahead of Occupational Safety and Health Administration (OSHA) requirements to better protect workers, insurance rates, and your bottom line.

Construction

Navigating ConTech Fatigue in a Saturated Tech Adoption Era

Rose Hall | March 13, 2026

Rose Hall advises the construction industry to think purposefully about how technology is adopted and focus on what matters: delivering projects safely, efficiently, and with high quality.

Additional Insured Issues

NY Highest Court Confronts Downstream Risk Transfer for Subcontractor Bodily Injury Claims

Gregory Podolak | March 6, 2026

The court closely examines the scope of contractual indemnity and its interplay with additional insured coverage in this case. Gregory Podolak explains.