Expert Commentary

Latest Articles

Additional Insured Issues

What Does "Arising Out of Work" Really Mean?

Julian Ehrlich | February 27, 2026

Julian Ehrlich examines the phrase and its variations, and reviews a recent high court case that provides new guidance in both the coverage and contractual indemnity contexts.

Catastrophe Risk Management

Rethinking the Insurability of Natural Catastrophes

John E Putnam | February 27, 2026

John Putnam revisits traditional insurability criteria, outlines current stressors, and proposes innovative approaches to address the many challenges posed by evolving climatic risks.

Workers Compensation Issues

20 Workers Comp Issues to Watch in 2026

Mark Walls, Kimberly George | February 27, 2026

Mark Walls and Kimberly George discuss essential issues for every risk manager, HR manager, and insurance professional to monitor in 2026.

Valuation of Insurance Organizations

Elevated Construction and Power Generation Equipment Costs for AI Data Centers

John Ray | February 20, 2026

Expansion and supply are limited by the rise in costs and lead times of construction and equipment, as well as the lack of skilled trades to perform the work. John Ray looks at the factors.

Tech

Data Center Construction: 10 Hidden Risk Management Concerns and Technology to Solve Them

Bret Bush | February 13, 2026

Bret Bush advises taking advantage of the latest advances in Internet of Things monitoring technology to keep projects on track and protect high-value investments.

Insurance Agent E and O

Explain Ordinance or Law Coverage to Avoid E&O Claims

Brent Winans | February 6, 2026

How much is enough? Brent Winans examines the factors to consider.

Subcontractor Performance Risk

Lean and Green: Building Efficiency for a Sustainable Future

Cheri Hanes | February 6, 2026

Cheri Hanes explains how aligning process efficiency with sustainability goals can help project teams build smarter, safer, and more resilient structures.

Claims Practices

California Court Rules "Sudden" Is the Opposite of "Gradual"

Barry Zalma | January 30, 2026

Barry Zalma relates a case where the court refused to allow extrinsic evidence to interpret the word "sudden" in qualified pollution exclusions as including gradual but unexpected pollution.