Expert Commentary
Latest Articles
Risk Management
Solving for the Wrong Problem: Leadership, Not Just Hazards
Justin Morrow | April 10, 2026
Conducting a thorough inspection and creating an environment where workers can raise concerns without being asked are not the same function. Justin Morrow explains.
Reinsurance
Reinsurance Contract Drafting 101—Plain English
Larry Schiffer | April 3, 2026
Larry Schiffer discusses why drafting reinsurance contracts in clear and concise language is the right way to go.
Cyber and Privacy Risk and Insurance
Rhode Island Privacy Law: Commercial Websites or Internet Service Providers
Melissa Krasnow | April 3, 2026
This Act became effective in 2026. Melissa Krasnow provides pertinent details.
Construction Safety
Rely on Generally Accepted Construction Practices—Not OSHA
TJ Lyons | March 27, 2026
TJ Lyons recommends getting well ahead of Occupational Safety and Health Administration (OSHA) requirements to better protect workers, insurance rates, and your bottom line.
Construction
Navigating ConTech Fatigue in a Saturated Tech Adoption Era
Rose Hall | March 13, 2026
Rose Hall advises the construction industry to think purposefully about how technology is adopted and focus on what matters: delivering projects safely, efficiently, and with high quality.
Additional Insured Issues
NY Highest Court Confronts Downstream Risk Transfer for Subcontractor Bodily Injury Claims
Gregory Podolak | March 6, 2026
The court closely examines the scope of contractual indemnity and its interplay with additional insured coverage in this case. Gregory Podolak explains.
Risk Management Technology
Beyond Basic ROI: Redefining Returns on Technology
Michael Reich | March 6, 2026
Michael Reich discusses five different categories of "net return" that general contractors and owners can use for evaluating how they consider risk technology adoption.
Liability Insurance
Modeling Personal and Advertising Injury Coverage
Craig Stanovich | March 6, 2026
A 2026 US District Court case, Patrick v. Blackboard Specialty Ins., addresses "other intellectual property" wording in the commercial general liability exclusion f. Craig Stanovich relates the case.
Employment Practices
Moving EPL Risk Management Upstream from Defense to Prevention
Justin Velten | March 6, 2026
By the time a formal complaint or claim is filed, the underlying conditions that made it possible have often been present for quite some time. Dr. Justin Velten looks at the problem and possible solutions.
Additional Insured Issues
What Does "Arising Out of Work" Really Mean?
Julian Ehrlich | February 27, 2026
Julian Ehrlich examines the phrase and its variations, and reviews a recent high court case that provides new guidance in both the coverage and contractual indemnity contexts.
Risk Management
Solving for the Wrong Problem: Leadership, Not Just Hazards
Justin Morrow | April 10, 2026
Cyber and Privacy Risk and Insurance
Rhode Island Privacy Law: Commercial Websites or Internet Service Providers
Melissa Krasnow | April 3, 2026
Construction Safety
Rely on Generally Accepted Construction Practices—Not OSHA
TJ Lyons | March 27, 2026
Additional Insured Issues
NY Highest Court Confronts Downstream Risk Transfer for Subcontractor Bodily Injury Claims
Gregory Podolak | March 6, 2026
Risk Management Technology
Beyond Basic ROI: Redefining Returns on Technology
Michael Reich | March 6, 2026
Liability Insurance
Modeling Personal and Advertising Injury Coverage
Craig Stanovich | March 6, 2026
Employment Practices
Moving EPL Risk Management Upstream from Defense to Prevention
Justin Velten | March 6, 2026
Additional Insured Issues
What Does "Arising Out of Work" Really Mean?
Julian Ehrlich | February 27, 2026
