Expert Commentary

Latest Articles

Construction Safety

Seeking Synergy in Construction

TJ Lyons | June 27, 2025

The construction industry needs to be relentless in embracing technology, strengthening efficiency, and fostering injury prevention. TJ Lyons makes a suggestion.

Tech

Developing a Successful GenAI Strategy for Insurers

Paul Moxon | June 20, 2025

Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.

Reinsurance

Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured

Larry Schiffer | June 20, 2025

Larry Schiffer explains the importance of such alignment and why the appropriate attention to detail needs to be applied to avoid a misalignment.

Tech

AI Success Requires the Correct Fit and Buy-In

Damon Ranieri | June 20, 2025

Artificial intelligence (AI) can help when properly developed and implemented. Damon Ranieri explains.

Design and Professional Liability

Contractual Indemnification Suit Not Barred by Statute of Repose

Kenneth Slavens | June 6, 2025

Kenneth Slavens discusses a 2025 Massachusetts case involving a university, an architect, and a tort claim for design and construction defects.

Actuarial

Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing

Gordon Thompson | June 6, 2025

Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.

Courts and Coverage

Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling

Jes Alexander | May 30, 2025

The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

John E Putnam | May 30, 2025

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Design and Professional Liability

Expert Required Unless Common Knowledge Exception Applies

Kenneth Slavens | May 30, 2025

Claimants typically must have an expert assess whether certain professional conduct is "negligent." Ken Slavens examines the exception and its application.