Expert Commentary

Latest Articles

Claims Practices

Failure to Read Policy Proves Fatal to Claim

Barry Zalma | July 15, 2025

The Georgia Court of Appeals holds that ignorance of underinsured motorist coverage for a pedestrian hit by a car is inexcusable. Barry Zalma relates the case.

Builders Risk Insurance

Builders Risk Case Update: BCC Partners, LLC v. Travelers

Steven Coombs | July 11, 2025

Steve Coombs relates a recent case where an additional named insured was not covered for soft costs or loss of rents due to a technicality.

Risk Management

Risk Management Is Entering a New Era of Innovation

Henry Story | July 11, 2025

Henry Story provides takeaways from the 2025 RISKWORLD in Chicago.

Wrap-Up Programs

Navigating Wrap-Up Programs in Construction: Overcoming Challenges with Best Practices

Seth Oswald | July 11, 2025

Project sponsors are increasingly turning to wrap-up insurance programs to manage the complex interplay of insurance coverage on construction sites. However, navigating these programs can be tricky. This article, derived from a presentation at the 2024 IRMI Construction Risk Conference, aims to explore common challenges and best practices for participating in and managing wrap-up policies in construction projects.

Employee Well-Being

Preventing Suicide from Happening at Work Through Lethal Means Safety

Sally Spencer-Thomas | July 11, 2025

Organizations must treat suicide prevention with the same seriousness as any other safety issue. Dr. Sally Spencer–Thomas explains.

Construction Safety

Seeking Synergy in Construction

TJ Lyons | June 27, 2025

The construction industry needs to be relentless in embracing technology, strengthening efficiency, and fostering injury prevention. TJ Lyons makes a suggestion.

Reinsurance

Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured

Larry Schiffer | June 20, 2025

Larry Schiffer explains the importance of such alignment and why the appropriate attention to detail needs to be applied to avoid a misalignment.

Tech

AI Success Requires the Correct Fit and Buy-In

Damon Ranieri | June 20, 2025

Artificial intelligence (AI) can help when properly developed and implemented. Damon Ranieri explains.

Tech

Developing a Successful GenAI Strategy for Insurers

Paul Moxon | June 20, 2025

Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.