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Expert Commentary


Latest Articles

Valuation of Insurance Organizations

Reinsurance and Catastrophe Bond Trends

Todd Fries | November 19, 2025

Despite record losses and claims, changes to risk management and strong capital positions have led to improved financial and valuation metrics within the property and casualty insurance and reinsurance industry. Todd Fries examines the data.

Leadership at All Levels

AI's Role in Measuring Field Leadership Development

Tricia Kagerer | November 7, 2025

The integration of artificial intelligence (AI) and field insights provides new ways to observe and connect with people, elevating performance. Tricia Kagerer explains.

Courts and Coverage

AI Can Define "Standard of Care" in the Courtroom

Doug Marcello | October 31, 2025

Doug Marcello looks at how artificial intelligence (AI) can be used in the courtroom to help eliminate bias by offering data-driven reality.

Agricultural Insurance

Got Milk? Raw or Pasteurized?

Casey Roberts | October 31, 2025

Casey Roberts discusses the debate, points out the risks surrounding raw milk, and provides possible insurance implications.

Subcontractor Performance Risk

Construction Tech Selection Strategy

Cheri Hanes | October 31, 2025

To achieve meaningful results, Cheri Hanes advises first looking at why you think you need a tech solution before jumping in blindly to a program that may not solve your problem.

Tech

Insurance Reimagined: Claims to Confidence with the Right Data Foundation

Paul Moxon | October 31, 2025

Insurance is becoming intelligent, not just digital, focusing less on innovation and more on solving real-world problems. Paul Moxon explains.

Commercial Property

Ensuing Loss Clauses—What Do They Mean?

Catherine L Trischan | October 28, 2025

Catherine Trischan explains that, while policy language is paramount, how it is interpreted can vary depending on the claim details and jurisdiction.

Claims Practices

Intentional Injury Not Dischargeable in Bankruptcy

Barry Zalma | October 28, 2025

Bankruptcy is not available to protect a person from their intentional and willful acts. Barry Zalma relates a recent case on the issue.

Design and Professional Liability

"Consequential" Versus "Direct" Damages—Specify the Difference

Kenneth Slavens | October 24, 2025

Classification of damages can vary greatly depending on the specific project, contract language, and parties involved. Ken Slavens relates a recent legal decision on this issue.

Employee Well-Being

Suicide Prevention Community Helper Training

Sally Spencer-Thomas | October 24, 2025

Sally Spencer-Thomas provides reasons why employers should modify their mental health strategies, making the case for VitalCog Suicide Prevention training.