IRMI Update Quiz
In a claim for bodily injury arising out of exposure to asbestos in manufacturing equipment, the Ohio Court of Appeals held that to the extent the claims involve multiple claimants with differing exposures, the injuries constitute separate occurrences.
Which of the following coverage theories, cited by the court, would support this finding?
A. Manifestation theory
B. Injury in fact theory
C. Triggering event theory
D. Cause theory
Correct Answer: C. The court held that under the triggering event theory, the event that triggers liability in this case is the exposure to asbestos, therefore claims by separate individuals were separate occurrences. Read more about this and other Breaking Pollution Coverage Cases in Pollution Coverage Issues.
