Product Update

State Law, Benefit, and Self-Insurance Summaries Updated in IRMI Workers Comp


This release of IRMI Workers Comp contains updated state law and benefit summaries, and state self-insurance requirement profiles.

The overview of state workers compensation laws and the state law summaries for all 51 jurisdictions have been updated to reflect the changes made by the 2019 legislative sessions. State legislative sessions were quite active in 2019. A couple of the trending legislative initiatives included expanding benefits for first responders and addressing their post-traumatic stress claims and quantifying the qualifications of independent contractors under act provisions. A synopsis of the major statutory changes resulting from the 2019 state legislative sessions by jurisdiction has been created.

Updated state benefit summaries are included for the District of ColumbiaIllinoisMichiganMississippiNew JerseyOhioOklahomaPennsylvania, and South Carolina.

It is crucial when considering a multistate workers compensation self-insurance program to review the requirements of the states involved. The financial and administrative requirements are quite varied from state to state. The state-specific requirements for both individual and group self-insurance have been updated and address the following topics in each jurisdiction.

  • Forms that must be filed
  • Security requirements
  • Taxes, assessments, and fees
  • Excess insurance requirements
  • Required reports
  • Length of the self-insurance term
  • Special provisions or other requirements of the state