Product Update

Motorcycle and Homeowners Analyses, State Endorsements, Bad Faith Discussion, and Utility Line Expense Coverage in PRMI


This release of Personal Risk Management and Insurance (PRMI) updates the motorcycle insurance analysis, including some new images of certain types of motorcycles. This analysis also compares coverages for different types of private insurance motorcycle insurance policies.

This release updates the Insurance Services Office, Inc. (ISO), list of homeowners state-specific amendatory endorsements and the personal auto amendatory endorsements. It also updates and expands the ISO homeowners section II—liability insuring agreement detailed analysis with the addition of dozens more court cases and loss scenarios. In addition, a new bad faith discussion in the claims section is added along with a discussion on the new countrywide homeowners endorsement on utility line expense coverage. Lastly, it updates the Florida UM/UIM state page and the Florida and Michican no-fault state pages.