Product Update

ISO Nonfiled Advisory Endorsements for Coronavirus in Commercial Property Insurance

This release to Commercial Property Insurance provides discussions and specimen copies of the new advisory-only Insurance Services Office, Inc. (ISO), coronavirus endorsements.

In early February 2020, ISO made available two endorsements that provide business income or extra expense coverage for loss from civil authority orders related to coronavirus. This release provides discussions and specimen copies of these advisory-only nonfiled endorsements.

• Business Interruption: Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus
• Business Interruption: Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus (Including Orders Restricting Some Modes of Public Transportation)

They are virtually identical to the advisory-only endorsements that were made available in December 2014 to provide business income or extra expense coverage for loss from civil authority orders related to the Ebola virus, except for the replacement of references to "Ebola" with references to "coronavirus."