Product Update

ISO 2020 Motor Carrier Coverage Form Analyzed and March Auto ID Card Updates in CAI


This release of Commercial Auto Insurance (CAI) presents a detailed form analysis of the 2020 Insurance Services Office, Inc. (ISO), Motor Carrier Coverage Form (CA 00 20). This analysis is part of a comprehensive review of ISO's 11 20 (November 2020) revisions to the multistate commercial auto program, which consists of the business auto policy (BAP) (analysis published in January 2021), auto dealers (analysis published in February 2021), and motor carrier coverage forms. Many of these revisions are based on feedback and recommendations from agents and insurers to the staff of ISO.

In addition to the 11 20 auto dealers, BAP, and motor carrier coverage form analyses, CAI includes analyses of 32 modified endorsements and 19 new endorsements introduced as part of the 11 20 ISO revision. Concurrently, the state-specific commercial auto endorsement section has been updated to reflect the 11 20 changes. Some of the endorsements broaden coverage; some reduce coverage; and some endorsements both broaden and reduce coverage.

For the month of March 2021, the following auto insurance proof of coverage form updates have been made.