IRMI Update Quiz
Question: Which statement best describes a "no-pay, no-play" law?
A. It prevents uninsured drivers from recovering certain damages from insured drivers, even if the insured driver was at fault.
B. It allows uninsured drivers to collect all damages if the other driver was negligent.
C. It requires insurers to pay damages even if the claimant has no insurance.
D. It applies only to commercial vehicle operators.
Correct Answer: A! "No-pay, no-play" laws prevent uninsured drivers from recovering certain damages from insured drivers, even if the insured driver was at fault. Learn more about these laws, and the 11 states that currently have them, in Commercial Auto Insurance.