Product Update

Churches and Religious Institutions Exposures and Risk Management Discussions Added to Professional Liability Insurance

Churches and other types of religious institutions face unique liability exposures that call for tailored risk management practices. This Professional Liability Insurance (PLI)  release adds a new section addressing these exposures and risk management practices for religious institutions.

Counseling liability exposures most closely relate to the other types of exposures addressed throughout PLI and can commonly be addressed via pastoral professional liability coverage. That coverage is often secured as part of a package policy or in tandem with policies addressing sexual abuse and molestation, bodily injury, and employment practices liability (the other types of exposures addressed in this release).

For each of the exposures discussed (sexual abuse and molestation, counseling liability, bodily injury, and employment issues), some of the most important risk management practices are reviewed in order to help mitigate overall risks for churches and other religious institutions.