Churches and Religious Institutions Exposures and Risk Management Discussions Added to Professional Liability Insurance
Churches and other types of religious institutions face unique liability
exposures that call for tailored risk management practices.
This Professional Liability Insurance (PLI) release
adds a new section addressing these
exposures and
risk management practices for religious institutions.
Counseling liability exposures most closely relate to the other types of
exposures addressed throughout PLI and can commonly
be addressed via pastoral professional liability coverage. That coverage is
often secured as part of a package policy or in tandem with policies addressing
sexual abuse and molestation, bodily injury, and employment practices liability
(the other types of exposures addressed in this release).
For each of the exposures discussed (sexual
abuse and molestation,
counseling liability,
bodily injury, and
employment issues), some of the most important risk management practices
are reviewed in order to help mitigate overall risks for churches and other
religious institutions.