Such actions assert that despite having met all requirements for tenure/partnership, such as working a required number of years, publishing a specific number of books or professional papers, or receiving a certain rating in professional or teaching evaluations, the individual has unfairly been denied tenure or partnership. Employment practices liability insurance policies written for professional organizations and educational institutions routinely cover allegations of wrongful denial of tenure or partnership as a standard peril. Coverage for wrongful denial of tenure or partnership encompasses both the cost of defending the educational institution/professional firm against such allegations and payment of any settlements or judgments associated with these claims.