Transportation Expenses — additional expenses paid under the personal auto policy (PAP) and the commercial auto policies. For the PAP, transportation expenses, such as rental car charges, incurred in connection with a covered comprehensive or collision loss are payable, up to a specified amount. A time-related deductible applies—for example, 48 hours when the cause of loss is theft, and 24 hours for other physical damage perils. For the business auto form, temporary transportation expenses incurred by the insured due to the total theft of a covered private passenger auto are provided, subject to a 48-hour deductible.