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Terrorism Risk Insurance Act of 2002 TRIA

The Terrorism Risk Insurance Act of 2002 is federal legislation enacted to guarantee the availability of insurance coverage against acts of international terrorism.

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Under the Act, commercial insurers are required to offer insurance coverage against such terrorist incidents and are reimbursed by the federal government for paid claims subject to deductible and retention amounts. This legislation was modified and extended by the Terrorism Risk Insurance Extension Act (TRIEA) in 2005.

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