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insuring agreement

An insuring agreement is that portion of the insurance policy in which the insurer promises to make payment to or on behalf of the insured.

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The insuring agreement is usually contained in a coverage form from which a policy is constructed. Often, insuring agreements outline a broad scope of coverage, which is then narrowed by exclusions and definitions.

Related Terms


A coverage form is one of the primary standardized insurance forms used to construct an insurance...

An exclusion is a provision of an insurance policy or bond referring to hazards, perils,...

An insurance policy, in broad terms, is the entire printed insurance contract.

Policy definitions often determine the scope of coverage in insurance policies. These policies rely...