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competitive state funds

Competitive state funds are state-owned and -operated facilities that compete with commercial insurers in writing workers compensation insurance in that state.

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Note that several of these funds also write workers compensation in additional states. The states with these funds are California, Colorado, Hawaii, Idaho, Kentucky, Louisiana, Maine, Maryland, Minnesota, Missouri, Montana, New Mexico, New York, Oklahoma, Oregon, Pennsylvania, Rhode Island, Texas, and Utah.

Related Terms


State funds are state-owned and operated organizations that write workers compensation insurance.

Monopolistic state funds are jurisdictions where an employer must obtain workers compensation...