Broad Form Drive Other Car Coverage — automobile coverage available under a commercial auto (e.g., business auto,
auto dealers, motor carrier) policy for employees, executives, or any other
person who is supplied a company-owned vehicle but who does not own a personal
vehicle and thus does not have a personal auto policy (PAP). This coverage is
available via the drive other car coverage—broadened coverage for named
individuals (
CA 99 10) endorsement.
It may be added to the commercial auto policy of the company that furnishes the
automobile to afford protection for the named individual or resident spouse
while driving an auto borrowed from a third party. Nonowned auto coverage under
such an endorsement may include auto liability, auto medical payments, auto
physical damage, and uninsured motorists (UM)/underinsured motorists (UIM)
coverage. The types of coverage afforded, applicable limits, and deductible
amounts will be displayed in the endorsement schedule. An additional premium
applies when this endorsement is attached.