Auto is defined in the commercial auto and commercial general liability (CGL) policies as any land motor vehicle, trailer, or semitrailer designed for travel on public roads; any other land vehicle subject to a compulsory or financial responsibility law or other motor vehicle insurance law where licensed or principally garaged.

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Additional Information

The term "auto" does not include "mobile equipment." This definition is important in determining whether liability coverage is afforded under an auto liability policy or a CGL policy (in the case of mobile equipment).