American Academy of Insurance Medicine (AAIM) — a nonprofit professional association whose physician members typically serve as medical directors to insurance companies. AAIM members may be retained by an insurance company for underwriting and by consultants for claims and disability management. Other roles include medical and actuarial research, underwriting guideline development, employee health education and care, and liaising with the medical community, legislative bodies, and regulatory agencies. AAIM believes that medical science, especially the science of mortality and morbidity, is the basis for the practice of insurance medicine. Insurance medicine professionals must use that science to support the insurance industry in providing fair and accurate pricing, underwriting, and claims service for its customers.