American Academy of Insurance Medicine (AAIM) — a nonprofit professional association whose physician members typically serve as
medical directors to insurance companies. AAIM members may be retained by an
insurance company for underwriting and by consultants for claims and disability
management. Other roles include medical and actuarial research, underwriting
guideline development, employee health education and care, and liaising with
the medical community, legislative bodies, and regulatory agencies. AAIM
believes that medical science, especially the science of mortality and
morbidity, is the basis for the practice of insurance medicine. Insurance
medicine professionals must use that science to support the insurance industry
in providing fair and accurate pricing, underwriting, and claims service for
its customers.