An evaluation published by A.M. Best Company of all life, property, and
casualty insurers domiciled in the United States and U.S. branches of foreign
property insurer groups active in the United States. The ratings are often used
to determine the claims-paying ability, suitability, service record, and
financial stability of insurance companies. Other rating agencies include
Standard & Poor's, Conning & Company, Fitch, and Moody's.