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Kenney ratio is a rule of thumb developed by Roger Kenney that sets a 2-to-1 target ratio of gross premiums written to policyholder surplus.

The Keogh Act plan is a part of the Self-Employed Individuals Tax Retirement Act that enables self-employed individuals to take advantage of formal retirement plans and tax advantages similar to those available for corporate pension plans, which also qualify under the Act.

Key employee insurance is insurance whose purpose is to indemnify a business for the loss of earnings brought about by the death of a key officer or other employee.

Key person life insurance refers to a plan to provide benefits for the company should a key employee die.

As used in motor carrier/trucking terminology, a key stop is when a motor carrier/trucker has a key to a business's premises that allows entry when premises are closed or access is needed after normal business hours to unload arriving cargo destined for the business.

Kidnap and ransom insurance is specialty crime coverage that insures against loss by the surrender of property as a result of a threat of harm to the named insured, an employee, or a relative or guest of the insured or the insured's employees.

Knock-for-knock is a form of indemnity that is used in energy industry contracts.

A known loss provision describes language commonly included in the insuring agreement of a liability policy that stipulates that the policy does not apply to losses of which the insured was aware prior to the policy period.

The known loss rule is the principle of insurance practice that states that coverage may not be obtained against a loss that has already occurred and that is known to the person seeking to obtain the coverage.

A Kotecki waiver affects employers' immunity to work-related injury claims. In some states, third parties held liable for a work-related injury may seek contribution from the injured worker's employer, but such contribution may be capped by the amount of applicable workers compensation benefits.