Glossary

Bodily injury (BI) is a liability insurance term that includes bodily harm, sickness, or disease, including resulting death.

A batch clause is a limitation provision, used most frequently in products liability and umbrella liability policies, that places coverage for all claims arising out of defective products produced in a single manufacturing run (or batch) within a single occurrence limit. Batch clauses are also found in professional liability policies stating that only one deductible (or retention) applies per wrongful act, regardless of the number of claims resulting from that act.