Glossary

Cover means any of the following: (1) a contract of insurance, (2) to effect insurance, or (3) to include within the coverage of a contract of insurance.

Coverage is used synonymously with "insurance" or "protection."

A coverage form is one of the primary standardized insurance forms used to construct an insurance contract.

Contractual provisions limiting coverage to geographical areas within which the insurance is effected is called coverage territory.

The coverage trigger is the event that must occur before a particular liability policy applies to a given loss.

A coverholder is a company authorized by a managing agent to bind coverage on behalf of a syndicate. In the United States, coverholders may be called managing general agents or managing general underwriters. A service company is a coverholder that is a wholly owned subsidiary of either a Lloyd's managing agent or a managing agent's holding company. All coverholders must comply with local insurance regulations and Lloyd's rules.

A cover note is a document used to provide evidence of insurance if policy documents are not immediately available.

Formerly referred to as the "2019 novel coronavirus" or "2019-nCoV," COVID-19 is one of many types of human coronaviruses that may cause mild upper-respiratory tract illnesses.

The cradle-to-grave system is a procedure in which hazardous materials are identified and followed as they are produced, treated, transported, and disposed of by a series of permanent, linkable, descriptive documents (manifests).

Credentialing claims are a type of claim brought by a physician in which it is alleged that they have been wrongly denied staff privileges (i.e., the right to admit and treat patients) within a hospital or allied healthcare facility.