IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Workers Compensation Issues

The Continuing Impact of September 11 on Workers Compensation

Christine Fuge | December 1, 2001

It's been over 90 days since the attacks, and resulting WC payments are estimated to be over $4 billion. This article updates how the various state and insurance regulators are responding.

Workers Compensation Issues

Three Management Processes that Help Reduce Workers Compensation Cost

Martin McGavin | December 1, 2001

The involvement of operations managers in the workers compensation cost control effort is vital to its success. Martin McGavin explains how measurement, cost allocation, and providing management information can assure their involvement and an environment where cost containment is an expected part of every operations manager's job.

Property Insurance

When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?

Douglas Berry | December 1, 2001

In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.

Risk Financing Info

Financial Lines—The New ART Frontier

Brent Clark | December 1, 2001

Brent Clark explains how the blending of classic financial guarantee and surety markets with the alternative risk transfer ART field is resulting in the creation of a market willing to take a customized, problem solving approach to unique risk financing problems.

Construction Safety

Initial Assessment Site Assessments—Part 2

Ron Prichard | December 1, 2001

In this article, Ron Prichard examines the questions that need to be asked during an initial construction site assessment to determine how the site is meeting both safety and development goals.

Employment Practices

Military Leave Rights: Obligations for Employers

Paul Siegel | December 1, 2001

Military Leave Rights: Obligations for Employers—Paul Siegel reviews the rights of service members to leave their civilian jobs for active military service.

Design and Professional Liability

Problems with Arbitration in Design-Build

Kent Holland | November 17, 2001

In this article, Kent Holland explains that when arbitration is the main means of dispute resolution under a design-build contract, why it is so important for all parties to a design be subject to a single arbitration action.

Maritime Law

A Vessel Doesn't Have To Be a Criminal To Be Arrested: in Rem Admiralty Jurisdiction and the Supplemental Rules

Michael Orlando | November 17, 2001

Under maritime law, a vessel can be arrested to obtain jurisdiction and security for certain claims. Michael Orlando explores the basics of the different types of admiralty jurisdiction and what admiralty lawyers mean when they refer to "Supplemental Rules."

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30

Linda Robinson | November 1, 2001

This article reviews the changes made in the 2000 ISO editions of the causes of loss forms: the basic, broad, and special causes of loss forms. A summary of the changes to these forms appears at the end of the discussion.

Cyber and Privacy Risk and Insurance

Is Computer Data "Tangible Property" or Subject to "Physical Loss or Damage"?—Part 2

Michael A. Rossi | November 1, 2001

In this second of a two-part article, Catherine Rivard and Michael Rossi address these questions and discuss the lack of a definitive answer by the courts. They also reveal some of the ways insurers are responding to the property and liability risks associated with computer data.

IRMI Online