Skip to Content

Expert Commentary


Latest Articles

Workers Compensation Issues

The Impact of TRIA on Workers Compensation Insurance

Christine Fuge | February 18, 2003

With the passage of the Terrorism Risk Insurance Act of 2002, the landscape of workers compensation insurance has been forever altered. IRMI assesses the ramifications.

Writing Tips for Insurance Professionals

"Never End a Sentence in a Preposition" and Six Other Myths about Writing

Gary Blake | February 8, 2003

In this article, Gary Blake discusses seven 'rules' that insurance claims people must occasionally break to make their communications supple and effective.

Cyber and Privacy Risk and Insurance

The Growing Privacy Risk and the Insurance Industry

Gary Clayton | February 1, 2003

Privacy is quickly becoming a growing concern to risk managers and the insurance industry. Gary Clayton asks, "Are you prepared?"

Surety

Can a Surety Enforce the Automatic Stay in the Principal's Bankruptcy?

Marilyn Klinger | February 1, 2003

Where a contract has not been terminated prior to the bankruptcy, a surety has standing to enforce the automatic stay against the owner. Marilyn Klinger discusses the factors that can affect recovery._x000D_

Market Practices

Considering Alternative Risk Transfer

Peter Polstein | February 1, 2003

Peter Polstein examines the use of deductibles and self-insured retentions to help with the rising costs of insurance premiums.

Employment Practices

The Dangers of "Post-Injury" Drug and Alcohol Testing

Paul Siegel | February 1, 2003

Paul Siegel explains why, due to recent case law, employers should be wary of conducting automatic testing based on an employee work-related injury.

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

Nathan Gould | January 11, 2003

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.

Maritime Law

Maritime Pollution: Mixing OPA and CERCLA Makes for Foul Waters

Michael Orlando | January 11, 2003

The interaction between the Oil Protection Act and the Comprehensive Environmental Response, Compensation, and Liability Act over an Oil Spill Liability Trust Fund recovery can be muddy. Michael Orlando explains.

Surety

Minimum Insurance Requirements

Rolf Neuschaefer | January 1, 2003

The principal's financial stability is vitally important to the surety underwriter. Rolf Neuschaefer explains what to look for when risk of loss is transferred to others by contract.

Environmental

Managing Environmental Liabilities through Contracts

Jeff Slivka | January 1, 2003

There are real and perceived environmental hazards or contamination routinely found at construction sites. In this article, Jeff Slivka explores less common provisions for managing environmental risk through contracts.