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Additional Insured Issues

How Will Courts Construe ISO's New Additional Insured Endorsements?

Joseph Postel | July 1, 2004

While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.

Reinsurance

Insurer Insolvency and Reinsurance

Larry Schiffer | July 1, 2004

What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.

Claims Practices

Stacking Insurance Limits

Barry Zalma | July 1, 2004

Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.

Design and Professional Liability

Making the Most of Standard Indemnity Clauses

Kenneth A Slavens | June 19, 2004

Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.

Cyber and Privacy Risk and Insurance

Protecting Data Assets: Not Just a Cyberspace Issue

Gary Clayton | June 1, 2004

An organization's most valuable asset is the personal information about and trust of its customers. Gary Clayton explains how a security plan and other safeguards are crucial.

Internal Controls

Risk Management versus Internal Control

Matthew Leitch | June 1, 2004

If auditors want to adopt the corporate risk register as the basis of their audit planning, they need to adapt their approach in several ways. Matthew Leitch explains.

Workplace Violence Prevention

Preemployment Screening and Workplace Violence Prevention

James Madero | June 1, 2004

Dr. James Madero discusses how preemployment screening, such as background checks and drug testing, helps prevent workplace violence and costly hiring mistakes.

Continuous Performance Improvement

Deming's Points #2 and #3 as Applied to the Insurance Industry

John Pryor | June 1, 2004

John Pryor discusses W. Edwards Deming's principles of "adopt the new philosophy" and "cease dependence on mass inspection," along with real-world examples.

Equipment Theft Prevention

Lessons from an Equipment Thief

David Shillingford | June 1, 2004

David Shillingford steps into the mind of a heavy equipment thief, discussing how such a theft might occur and what steps owners can take to avoid becoming victims.

Courts and Coverage

Seventh Circuit Upholds Anti-Stacking Clauses

Richard Valentino | June 1, 2004

In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.

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