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Litigation Management

Litigation Management—Proactive or Reactive Budgeting?

Michael Boutot | November 1, 2004

Budgeting can be a very valuable tool if done in a proactive mindset, yet keeping past mistakes in mind. Michael Boutot explains the goals and pitfalls.

Surety

Unraveling Letters of Credit

Marilyn Klinger | November 1, 2004

In this Surety Law and Claims column, Marilyn Klinger attempts to unravel the various different titles placed on letters of credit, emphasizing that it is the language that is the crux of any letter of credit._x000D_

Courts and Coverage

"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle

Brent Cooper | November 1, 2004

Brent Cooper and Dana Harbin look at court rulings on the issue of whether personal injury protection coverage applies when non-collision injury occurs, but the vehicle is somehow involved.

Personal Lines Claims

Adjusting Residential House Fires

George Epps | October 9, 2004

Adjusting a house fire is a difficult endeavor under the best of circumstances. George Epps looks at fire claims where the coverage is on an actual cash value basis.

Environmental

Homeowners Policy Unambiguously Excluded Coverage for Mold

Kent Holland | October 1, 2004

Kent Holland examines a recent New Jersey court case ruling that mold was not covered as an ensuing loss due to vandalism.

Mediation

When Mediators Cross the Line

Jeff Kichaven | October 1, 2004

Mediators can sometimes cross the line when they commandeer the lawyer's role as well as the mediator's role. Jeff Kichaven discusses the avoidable mistakes of the mediator and advocate.

Internal Controls

Internal Control and Leaking Profits

Matthew Leitch | October 1, 2004

Lost money is lost profit. Using the telecommunications industry as an example, Matthew Leitch explains how to find the leaks and plug draining revenues.

Workplace Violence Prevention

Deadly Terminations … and How To Avoid Them

James Madero | October 1, 2004

Dr. James Madero examines the team approach versus the hindsight approach to workplace violence prevention when terminating potentially dangerous employees.

Captives

Taking a Closer Look at Captive Costs

Michael R. Mead | October 1, 2004

Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.

Market Practices

Medical Malpractice: Things To Consider

Peter Polstein | October 1, 2004

Peter Polstein looks at medical malpractice coverage and proper underwriting practices.