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Liability Insurance

Legal Separation—The Severability Test in the CGL

Craig Stanovich | June 1, 2011

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Valuation of Insurance Organizations

Impact of Hard Market Expectations on Agency and Broker Value

Jeff Balcombe | May 13, 2011

Economic factors can reveal the current and future potential of valuations of insurance agencies and brokers, per Jeff Balcombe.

Employment Practices

Supreme Court Rules California's Prohibition of Class Action Waivers in Arbitration Agreements Preempted by Federal Law

Paul Siegel | May 1, 2011

The Supreme Court upholds the enforceability of arbitration agreements. Paul Siegel relates the case.

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Richard Scislowski | May 1, 2011

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Reinsurance

Multiparty Reinsurance Contracts—All for One and One for All

Larry Schiffer | May 1, 2011

Larry Schiffer discusses the act-as-one provision found in many arbitration clauses.

Time Element

Supply Chain Exposures—What It Means to a Risk Manager

William Austin | May 1, 2011

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.

What's in a Loss Ratio? More Than Meets the Eye!

Donald Riggin | May 1, 2011

What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.

Construction Safety

The Importance of Influence

Peter Furst | May 1, 2011

A big part of construction safety is influencing others for the good of the project. Peter Furst describes the basic human tendencies that come into play.