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Home Articles Expert Commentary

Expert Commentary

Latest Articles

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Exceptions

Melissa Krasnow | May 9, 2025

In the final article of the series, Melissa Krasnow identifies the exceptions to the law that will go into effect on July 31, 2025.

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Controllers, Processors, and Enforcement

Melissa Krasnow | May 8, 2025

Looking deeper into the law, Melissa Krasnow examines aspects applicable to responsibilities and security.

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Application, Definitions, Consumer Rights, and Notices

Melissa Krasnow | May 7, 2025

In this three-part series, Melissa Krasnow discusses details of this Minnesota law.

Current Trends and Issues

What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year

May 2, 2025

Explore the top 25 articles that risk professionals turned to this year for insights on commercial general liability policy, emerging risk strategies, real-world insurance challenges, and more.

Intellectual Property

Online Intellectual Property Issues

Sanford Warren | May 2, 2025

Posting on social media may seem to be a good way to increase your online presence. Sanford Warren warns that this could cost you plenty.

Leadership at All Levels

Striving for Excellence: A 15-Year Journey Through the CSEA Awards Process

Tricia Kagerer | May 2, 2025

Follow Tricia Kagerer's path to receive the Construction Safety Excellence Awards (CSEA) Grand Award, and read about the lessons she learned along the way.

Subcontractor Performance Risk

Managing Escalating Material Substitutions Costs

Cheri Hanes | May 2, 2025

Managing the impact of rising construction costs due to material substitutions is done in four steps: identifying, monitoring, understanding, and risk mitigation. Cheri Hanes explains.

Claims Practices

Lawyer Convicted of Workers Compensation Fraud

Barry Zalma | April 25, 2025

Barry Zalma relates a California case where a jury convicted the plaintiff of 37 felony counts of fraud, but, on appeal, his conviction was partially reversed to the Williamson rule.

Reinsurance

Adventures in Contract Wording: Reasonableness

Larry Schiffer | April 11, 2025

What is reasonable will depend on the specific facts and circumstances of the case. Larry Schiffer explains.

Catastrophe Risk Management

Understanding the Resilience and Recovery of Wildfire Survivors

John E Putnam | April 4, 2025

Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.