Expert Commentary
Latest Articles
Claims Practices
An Adjuster Is Not a Party to an Insurance Contract
Barry Zalma | April 8, 2022
The Colorado Supreme Court makes it clear that an adjuster may not be sued for the tort of bad faith. Barry Zalma relates the case.
Liability Insurance
Top 10 Problems with Follow-Form Coverage
Richard Scislowski | April 1, 2022
Follow-form provisions sometimes do anything, but IRMI reviews the problems most likely to arise for average policyholders.
Reinsurance
Systemic Event Reinsurance
Larry Schiffer | March 17, 2022
The scope of this specialized coverage depends on key policy terms with clear definitions. Larry Schiffer explains.
Leadership at All Levels
Reframe Risk with Daily Planning Conversations
Tricia Kagerer | March 17, 2022
Focusing on people rather than checklists can reduce risk and improve outcomes. Tricia Kagerer explains the process.
Subcontractor Performance Risk
Effects of the Russia-Ukraine Conflict on Construction Supply Chains
Cheri Hanes | March 17, 2022
The war will impact the supply of raw materials, transportation, and manufacturing worldwide. Cheri Hanes offers subcontractor strategies.
Liability Insurance
Subsidence Exclusion in the CGL Policy
Craig Stanovich | March 16, 2022
Courts are divided as to the application of this provision. Craig Stanovich looks at the case law.
Construction Safety
In Construction, "It's Good Enough" Isn't
TJ Lyons | March 16, 2022
TJ Lyons advises on how to listen for this telltale phrase and what to do about it when you hear it.
Cyber and Privacy Risk and Insurance
Coverage for Cyber Attacks in a Time of War
Sean Jordan | March 16, 2022
Assess your cyber attack coverage and discover risk management strategies with IRMI's in-depth analysis and resources.
Employee Well-Being
BIPOC and AAPI Mental Health: Improving the Situation
Sally Spencer-Thomas | March 16, 2022
Looking forward, Dr. Sally Spencer Thomas and other health experts discuss possible insurance and health improvements.
Employee Well-Being
BIPOC and AAPI Mental Health: The Current State of Affairs
Sally Spencer-Thomas | March 16, 2022
Based on a Twitter chat with health experts, Sally Spencer Thomas examines the existing impact of racial discrimination.
Leadership at All Levels
Reframe Risk with Daily Planning Conversations
Tricia Kagerer | March 17, 2022
Subcontractor Performance Risk
Effects of the Russia-Ukraine Conflict on Construction Supply Chains
Cheri Hanes | March 17, 2022
Cyber and Privacy Risk and Insurance
Coverage for Cyber Attacks in a Time of War
Sean Jordan | March 16, 2022
Employee Well-Being
BIPOC and AAPI Mental Health: Improving the Situation
Sally Spencer-Thomas | March 16, 2022
Employee Well-Being
BIPOC and AAPI Mental Health: The Current State of Affairs
Sally Spencer-Thomas | March 16, 2022