Expert Commentary

Latest Articles

Claims Practices

Insurer Has No Duty to Accept Absurd Settlement Offer

Barry Zalma | October 12, 2023

Barry Zalma relates a recent case where the insurer was under no legal duty to its insured to accept more than five times the policy limit.

Builders Risk Insurance

Builders Risk Litigation Newsflash: LEG-3 Court Decision

Steven Coombs | October 10, 2023

Steven Coombs relates a recent builders risk case and provides takeaways for insurers, brokers, and insureds.

Reinsurance

AI and Reinsurance

Larry Schiffer | October 6, 2023

Big data and predictive analytics have been used by the insurance and reinsurance markets for years. Larry Schiffer examines this latest trend.

Cyber and Privacy Risk and Insurance

Data Retention Policies as Proactive Breach Mitigation

Mark Lanterman | October 6, 2023

Old file cabinets are no longer adequate. Mark Lanterman looks at questions that employers should ask to determine how best to manage digital data storage.

Wrap-Up Programs

Equitable Risk Sharing by Wrap-Up Insurance Program Participants

Tim Walsh | September 29, 2023

Tim Walsh discusses the two perspectives for equitably sharing risk for wrap-up deductibles.

Construction Liability Insurance

Contractor's Professional Liability—The Products Liability Exclusion

Tim Prosser | September 29, 2023

In this first of several articles, Tim Prosser provides insights into an often-overlooked construction claims area.

Insurance Agent E and O

Agents: Reach Out to Your "E&O Tag Team"

Brent Winans | September 29, 2023

When agents report potential error and omission (E&O) claims to their insurers promptly, those insurers can often provide vital assistance, protecting agents from suit, turning around a claim denial, and maintaining agents' credibility with their clients.