Expert Commentary

Latest Articles

Design and Professional Liability

Insurance for Architect- and Engineer-Led Design-Build Projects

David Collings | August 1, 2000

This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.

Employment Practices

Nonunion Employees Gain Right to Representation during Investigatory Interviews

Paul Siegel | August 1, 2000

This article discusses a recent National Labor Relations Board decision holding that nonunion employees have the right to representation during an interview that might lead to disciplinary action and its potential impact on the workplace.

Agent and Broker Technology Issues

Managing Electronic Communications

Steve Anderson | July 15, 2000

Steve Anderson looks at the growth of email.

Liability Insurance

When a Breach of Contract Constitutes an Accident

Jill Berkeley | July 1, 2000

Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.

Professional, D and O, and Fiduciary Liability

Online Underwriting Information for D&O Liability Insurance

Robert Bregman | July 1, 2000

The availability of online financial and other important data has made D&O underwriters less dependent on paper submissions, allowing them to make faster, more accurate assessments that ultimately benefit both parties to an insurance transaction. This article reviews some of the sources of this data and how it is used.

Additional Insured Issues

What Does an Additional Insured Endorsement Cover?

Joseph Postel | July 1, 2000

Joseph P. Postel discusses what an additional insured endorsement should cover.

Construction Defect Coverage

Defective Work as an Occurrence

Patrick Wielinski | July 1, 2000

Explore the complexities of "occurrence" definitions in CGL policies and understand the divergent court interpretations across the United States.

Healthcare Professional Liability Insurance

Integrated Health Care Delivery Systems' Challenges

Bonnie Boone | June 10, 2000

Bonnie Boone highlights some of the important issues that must be considered in managing health care delivery risks and structuring their insurance programs.

Cyber and Privacy Risk and Insurance

First-Party E-Commerce Risks

Michael A. Rossi | June 1, 2000

Mike Rossi examines the gaps in traditional insurance policies with respect to first-party e-commerce risks and discusses some ways to close those gaps.