Expert Commentary
Latest Articles
Underwriting and Rating
Connect with Insurance Clients Early and Often
September 20, 2024
The professionals at Victor Insurance provide practical tips on ways to help ensure insurance customers get the best insurance coverage and service possible.
Leadership at All Levels
DEI and Gender Inequity in Insurance and Construction
Tricia Kagerer | September 13, 2024
Tricia Kagerer discusses the rebranding of diversity, equity, and inclusion (DEI) into a focus on belonging to create equitable workplaces for the future.
Additional Insured Issues
Modern Additional Insured Endorsements DO NOT Require Vicarious Liability
Gregory Podolak | September 13, 2024
A New Jersey federal court declares a national consensus on the "caused, in whole or in part, by" language. Gregory Podolak relates the case and its takeaways.
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
Kenneth Slavens | September 13, 2024
The design professional's review of shop drawings is a limited but crucial step in achieving a complete and safe project. Ken Slavens explains why.
Property Insurance
Inflation and Its Impact on the Property Insurance Market
Kurt Huie | August 30, 2024
The market continues to show signs of normalization, with premium increases expected to return to pre-COVID-19 levels. Kurt Huie provides an update.
Catastrophe Risk Management
Public-Private Partnerships and Wildfire Recovery
John E Putnam | August 30, 2024
Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.
Wrap-Up Programs
Insurance Requirement Exceptions
Tim Walsh | August 30, 2024
Tim Walsh explores who has the risk of waiving or altering the insurance requirements in owner-controlled insurance programs.
Construction Liability Insurance
Are All EIFS Contractors Created Equal?
Ann Hickman | August 16, 2024
Exterior insulation and finish systems (EIFS) remain a contentious issue, and there is an ongoing debate in the industry whether EIFS liability exposures can be underwritten or should simply remain excluded. IRMI Vice President Ann Hickman provides some insights into how an underwriter or an insurance representative may evaluate the risks faced by a contractor from EIFS.
Construction Liability Insurance
Construction Defect Trend Produces Coverage-Restricting Endorsements
Ann Hickman | August 16, 2024
Insurers are making significant changes to their policies in response to rising construction defect claims. IRMI Vice President Ann Hickman takes a look at these changes, including those affecting known loss, exterior insulation and finish systems, mold, earth movement, residential construction, additional insureds, and others.
Design and Professional Liability
Ambiguity Does Not Doom a Limitation of Liability Clause
Kenneth Slavens | August 9, 2024
The limitation of liability clause is not subject to the same strict review as an exculpatory clause. Ken Slavens relates the case and lessons learned.
Leadership at All Levels
DEI and Gender Inequity in Insurance and Construction
Tricia Kagerer | September 13, 2024
Additional Insured Issues
Modern Additional Insured Endorsements DO NOT Require Vicarious Liability
Gregory Podolak | September 13, 2024
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
Kenneth Slavens | September 13, 2024
Property Insurance
Inflation and Its Impact on the Property Insurance Market
Kurt Huie | August 30, 2024
Catastrophe Risk Management
Public-Private Partnerships and Wildfire Recovery
John E Putnam | August 30, 2024
Construction Liability Insurance
Are All EIFS Contractors Created Equal?
Ann Hickman | August 16, 2024
Construction Liability Insurance
Construction Defect Trend Produces Coverage-Restricting Endorsements
Ann Hickman | August 16, 2024
Design and Professional Liability
Ambiguity Does Not Doom a Limitation of Liability Clause
Kenneth Slavens | August 9, 2024
