Expert Commentary
Latest Articles
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 1)
Joseph Postel | August 1, 2004
In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.
Equipment Theft Prevention
A Framework for Theft Prevention
David Shillingford | August 1, 2004
To be effective, equipment theft protection techniques need to be incorporated into an overall risk management strategy. David Shillingford provides a framework for applying these processes.
Intellectual Property
Does the Typical CGL's "Advertising Injury" Coverage Extend to IP Claims?
Sanford Warren | August 1, 2004
Much confusion exists over intellectual property coverage provided by the 1986 and 1988 CGL policies. Sanford Warren and Jack Richards look at the legal trends.
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
Patrick Wielinski | August 1, 2004
Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.
Environmental
Environmental Liability Buyouts: A Developing Option
Jeff Slivka | August 1, 2004
This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.
Claims Practices
Mold and Fungi Insurance Claims
Barry Zalma | August 1, 2004
"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.
Security, Catastrophe Risk Management
Managing Terrorism Risk
Nathan Gould | July 24, 2004
In this article, Dr. Nathan Gould explains a three-tiered terrorism risk management plan, including initial and detailed assessments and a variety of risk management techniques.
Personal Lines Claims
Residential Water Claims
George Epps | July 1, 2004
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004
Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 1)
Joseph Postel | August 1, 2004
Intellectual Property
Does the Typical CGL's "Advertising Injury" Coverage Extend to IP Claims?
Sanford Warren | August 1, 2004
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
Patrick Wielinski | August 1, 2004
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004