Expert Commentary
Latest Articles
Captives
When Is Reinsurance Not Reinsurance?
Michael R. Mead | April 1, 2005
Mike Mead looks at the risk management implications of reinsurance and excess insurance for captives. Lack of regulation and standardization complicates the matter.
Continuous Performance Improvement
Deming's Point #5 as Applied to the Insurance Industry
John Pryor | April 1, 2005
When focused on the customer, continuous process improvement, through process mapping, has transformed insurance organizations. John Pryor provides some examples.
Employment Practices
Supreme Court Allows Age Discrimination Claims Based on Disparate Impact
Paul Siegel | April 1, 2005
Based on a March 30, 2005, ruling, employers must review their policies to assess the impact on older workers and address any unintended consequences, even if not deliberate. Paul Siegel explains.
Environmental
Silica—The Next Environmental Issue
Jeff Slivka | April 1, 2005
Silica exposure can be deadly. Jeff Slivka discusses the mineral, how it kills, the workplace hazard, and the insurance and risk management implications.
Claims Practices
Insurance and the Law of Unintended Consequences
Barry Zalma | April 1, 2005
Barry Zalma looks at how efforts by and for the insurance industry have resulted in far greater problems: rising costs, soaring litigation, increasing fraud, and a reputation seemingly beyond repair.
Maritime Law
Supreme Court Rules a Dredge Is a Jones Act Vessel
Michael Orlando | March 18, 2005
Michael Orlando discusses a 2005 case— Stewart v. Dutra Construction —that hopes to resolve the conflict over how to determine whether a watercraft is a "vessel" for the purposes of the LHWCA.
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Gary Clayton explains that with proper risk management, outsourcing arrangements can work as long as the privacy/security of the underlying personally identifiable information is protected.
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
Considering the damages and attorney fees involved in litigation, good risk management dictates avoiding willful infringement. Sanford Warren and Jack Richards discuss the risk management implications of Knorr-Bremse v. Dana Corp .
Ethics
Why Link Risk Management and Ethics?
George Head | February 1, 2005
Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.
Continuous Performance Improvement
Deming's Point #5 as Applied to the Insurance Industry
John Pryor | April 1, 2005
Employment Practices
Supreme Court Allows Age Discrimination Claims Based on Disparate Impact
Paul Siegel | April 1, 2005
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
