Expert Commentary
Latest Articles
Liability Insurance
Auto Versus Mobile Equipment in the 2004 CGL—An Update
Craig Stanovich | October 1, 2005
Insurance professionals must make determinations whether "mobile equipment" is subject to motor vehicle registration and financial responsibility laws or compulsory insurance laws. Craig Stanovich provides advice.
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 3
Robin Olson | September 17, 2005
In the final installation of his series on identity theft, Rob Olson examines the types of coverage offered by insurance organizations and banks, and lists other reforms that are needed to address this risk.
Mediation
Six Ways To Sabotage a Mediation
Jeff Kichaven | September 1, 2005
A lawyer on the dark side can ruin a mediation in untold ways. In a tongue-in-cheek article, mediator Jeff Kichaven explains some of them.
Claims Practices
Claims in a Disaster
Barry Zalma | September 1, 2005
In light of the many natural disasters this year, insureds who have never had to deal with insurance claims adjusters are confused or intimidated by the prospect. Barry Zalma provides advice.
Reinsurance
Avoiding the Reinsurance Credit Risk
Larry Schiffer | September 1, 2005
The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.
Maritime Law
ADA Applies to Foreign-Flag Cruise Ships—In Theory
Michael Orlando | August 20, 2005
In June 2005, the U.S. Supreme Court handed down a decision that is an important, although not total, victory for disabled persons requiring improved access on cruise liners relating to the American with Disabilities Act (ADA). Michael Orlando explains.
Environmental
Silica Claim Barred by Total Pollution Exclusion in CGL Policy
Kent Holland | August 1, 2005
Kent Holland summarizes a California court decision rejecting the argument that by adding an endorsement explicitly excluding asbestos, the insurer had to do the same for silica.
Captives
Regulation of Captives: Who? Why? What Next?
Michael R. Mead | August 1, 2005
Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 2
Robin Olson | August 1, 2005
What are the steps a person can take to reduce the chance of identity theft? If a theft occurs, what steps should be taken to mitigate the size and scope of the loss? Rob Olson provides some answers.
Claims Practices
Rescission in California
Barry Zalma | August 1, 2005
Misrepresentations or concealment of material facts—whether intentional or not—can leave an insured without coverage, even for a legitimate claim. Barry Zalma looks at a recent case on point.
Liability Insurance
Auto Versus Mobile Equipment in the 2004 CGL—An Update
Craig Stanovich | October 1, 2005
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 3
Robin Olson | September 17, 2005
Environmental
Silica Claim Barred by Total Pollution Exclusion in CGL Policy
Kent Holland | August 1, 2005
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 2
Robin Olson | August 1, 2005
