Expert Commentary

Mobile Equipment and the 2006 Business Auto Policy

Maureen McLendon | March 11, 2006

ISO has added a new covered auto designation symbol in its 2006 BAP - symbol 19. Maureen McClendon explains the implications.

Surety

Construction Surety Bond Liability for Consequential Damages

Marilyn Klinger | March 1, 2006

Marilyn Klinger relates those cases that have found sureties liable for consequential damages in a loose chronological order going back 40 years.

Security

Key Personnel Protection (KPP) at the Enterprise Level

David Nicastro | March 1, 2006

David Nicastro provides a proactive approach to protecting an organization's key personnel.

Continuous Performance Improvement

Deming's Point #9 as Applied to the Insurance Industry

John Pryor | March 1, 2006

John Pryor discusses Dr. W. Edwards Deming's ninth principle: "Break down barriers between staff areas."

Wrap-Up Programs

Wrap-Ups: Back to Basics

Richard Resnick | March 1, 2006

Rich Resnick explains what a wrap up is, the benefits of forming one, and the size requirements.

Current Trends and Issues

Marketing Health Insurance through "Trusteed Groups": a Perversion of the Group Insurance Concept

Tim Ryles | March 1, 2006

Tim Ryles explains why consumers are best advised to avoid the purchase of such products.

Equipment Theft Prevention

Helping Law Enforcement Help You

David Shillingford | March 1, 2006

David Shillingford describes ways to reach out to local law enforcement and ask them how you can help them be more effective in combating equipment theft.

Ethics

Where Our Ethics Come From

George Head | March 1, 2006

March is Ethics Awareness month. Dr. George Head takes a broad look at individual ethics and how they are developed.

Property Insurance

The National Flood Insurance Program: Two Major Problem Areas

Jay Levin | March 1, 2006

Risk managers need to understand the precise parameters of their insurance coverage for flood. Jay Levin explains.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 3

Craig Stanovich | March 1, 2006

In this final segment, Craig Stanovich explores possible pitfalls of additional insured endorsement exclusions, coverage restrictions, and conditions.